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There are basically two types of loans available, secured and unsecured loans. Secured loans are mainly for homeowners because the borrower uses their house as security or collateral next to the loan. This is a relatively low risk for the lender because they are protected in the business of the borrowers inability to pay back the momentum the consequences is that assimilation rates are degrade for secured adverse report loans. Unsecured loans require no pledge of collateral to secure the debt but because this represents a vanguard risk for the lending company, assimilation rates are higher.
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